OCX Open Capital Exchange

Smart Business Loans

Fair, Fast, Transparent Financing

OCX connects entrepreneurs with capital

We offer business loans with simple, fair terms. The online application process is quick and straightforward. Approved loans are funded in days.

How It Works

We are currently lending up to $100,000 for up to 1 year


Business owners or managers can apply for a loan on our website.

Submit the preliminary application to get estimated loan terms and create an account. From your account page you can file a full application.

A loan officer will follow up within one business day. Once approved, loans are funded in 1-3 business days.

Our pricing is simple. We charge interest (generally 8%-25% per year) based on borrower credit history and an origination fee (3%-5%) that covers costs associated with setting up the loan.

Once a loan is originated, we take payments directly from the borrower’s bank account until it is repaid.

That’s it.

If you have a financially sound business in need of capital, we would love to work with you.

- The OCX Team